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Unlimited splitting, free forever

Money between friends, made light.

Split rent, trips, dinners and date nights in any currency. Fairloop shows who owes who as one living orbit, then lets everyone settle in the payment app they already use.

No card needed Works offline We never hold your money

Every group gets its own colour world

  • Trips
  • Home & rent
  • Couples
  • Nights out
  • Family
  • Clubs & teams
Why Fairloop

The awkward money bit, handled.

No spreadsheets, no “who paid for the taxi?” threads. Just a clear picture of where everyone stands.

Explore all features
  • See it all at a glance with the Orbit.

    You in the middle, friends orbiting you, sized by what’s between you. Lime means they owe you, coral means you owe.

  • Scan the bill. Everyone taps what they had.

    Fairloop reads every line. In table mode, friends join with a QR code and claim their own dishes.

  • Trips that don’t end in a spreadsheet.

    Any currency at the rate of the day. Split by nights or km, set a budget, or chip into a trip pot.

  • Just ask Fairloop.

    Ask in plain words. It answers from your own groups and drafts changes for you to confirm.

  • Works offlineAdd expenses on a mountain or a plane. They sync when you’re back.
  • Recurring billsRent, Wi-Fi and streaming add themselves every month.
  • Gentle nudgesFairloop reminds people for you, so you don’t have to be that friend.
  • Every edit on recordAn activity timeline shows who changed what, with receipts attached.
  • Monthly insightsA “wrapped” view of where the money went, plus CSV export.
  • Invite with a codeShare a link or a QR code. Friends join a group in seconds.
How settling works

Settle in the app you already use.

Fairloop keeps score. It never touches your money. Friends pay you with UPI, PayPal, Venmo, Revolut or a bank transfer, straight from their own apps.

  1. 1Fewest payments possibleFairloop simplifies the whole group’s debts, so six people settle with a handful of transfers.
  2. 2Send a pay linkYour friend opens it in any browser, no app needed. It shows their share and your preferred ways to get paid.
  3. 3Confirm and close the loopThey tap “I’ve paid”, you confirm it landed, and the debt clears for everyone.

Bank details are encrypted and only shown to people who owe you.

See how settling works
Pricing

Free to split. Plus to go further.

Unlimited expenses, groups and settling on every plan. Plus removes ads and unlocks the smart stuff.

Free$0foreverEverything you need to split and settle.
  • Unlimited expenses & groups
  • 3 receipt scans a month
  • 5 Ask Fairloop questions a month
  • 2 recurring bills, daily currency rates
  • Light, clearly labelled ads
Get started free
14 DAYS FREE
Plus$3.99a monthor $29.99 a year, save 37%
  • No ads, anywhere
  • Unlimited scans, table mode & Ask
  • Trip budgets, forecasts & shared pot
  • Live rates and all-time insights
  • Scheduled nudges with your tone
Try Plus free
Group of 6$49.99a yearPlus for six people. About $8 each.
  • Everything in Plus, for 6 people
  • Perfect for flatmates and trip crews
  • One bill, managed by you
Get Group of 6

One Plus member unlocks budgets and the trip pot for their whole group. We remind you 2 days before any trial ends.

Questions, answered.

Is Fairloop really free?
Yes. Unlimited expenses, groups and settling are free forever. The free plan shows a few labelled ads, never while you’re adding an expense or settling up.
Does Fairloop handle my money?
No. Fairloop only records who owes what. Payments happen in your own apps, like UPI, PayPal, Venmo or your bank, and you confirm when they arrive.
Do my friends need the app to pay me?
No. A pay link opens in any browser and shows their share and how to pay you. To add expenses and see the group, they’ll want the app.
Can I use different currencies in one group?
Yes. Add each cost in the currency you paid in. Fairloop locks the exchange rate when you save it, so totals never drift later.
What happens if I’m offline?
Keep adding expenses. They wait in a queue and sync when you reconnect, without overwriting anyone else’s edits.
See all questions

Close the loop with your friends.

Free on iPhone and Android. Set up your first group in under a minute.

FairloopFree · iPhone & AndroidGet the app