1. Agreeing to these terms
These terms are an agreement between you and BlocMind Solutions (“BlocMind”, “we”, “us”) for the Fairloop apps and this website. By creating an account or using Fairloop you agree to them. You must be at least 13 (16 in the EU and UK) to use Fairloop.
2. What Fairloop is, and isn’t
Fairloop is a record of shared costs. It works out who owes who and helps you settle in your own payment apps.
Fairloop is not a bank, wallet or payment service. It never holds, sends or receives money. Payments you make to friends happen in your own apps, under their terms, and are between you and them. A payment marked as paid or confirmed in Fairloop is a record that someone says it happened. We can’t verify it and we’re not responsible if it didn’t.
Exchange rates, receipt reading and Ask Fairloop answers are given to help you and can be wrong. Check amounts before you rely on them.
3. Your account
- Keep your sign-in email and devices secure. You’re responsible for what happens in your account.
- Only add people to groups who expect to be there, and only add payment details that are yours.
- You can delete your account at any time in the app or on our deletion page.
4. What you add
Expenses, notes, comments and photos you add stay yours. You let us store and show them to the members of the groups you add them to, so Fairloop can work. Expenses you share stay in those groups if you leave or delete your account, so everyone’s totals still add up.
Don’t use Fairloop for anything illegal, to harass people, to send spam, or to try to break or overload the service.
5. Plus and subscriptions
The free plan is free and shows ads. Fairloop Plus and Group of 6 are subscriptions sold through the App Store or Google Play. They renew automatically until you cancel in your store’s subscription settings, and the store’s terms cover payment and refunds. Deleting your Fairloop account doesn’t cancel a subscription.
We may change prices or features. We’ll tell you before a price change affects a subscription you already have.
6. Availability and changes
We work to keep Fairloop running and your data safe, but we can’t promise it will always be available or free of errors. We may change or stop features. If we close Fairloop, we’ll give you notice and a way to export your expenses first.
7. Liability
Fairloop is provided “as is”. As far as the law allows, BlocMind isn’t liable for indirect losses, or for debts, payments or disagreements between you and other people. Nothing in these terms limits rights you have under consumer law that can’t be limited.
8. Ending your use
You can stop using Fairloop and delete your account at any time. We may suspend or close accounts that break these terms or put other people at risk.
9. Changes and contact
If we change these terms in a meaningful way, we’ll tell you in the app before the change takes effect. Questions? Email support@blocmind.com. How we handle your data is in the privacy policy.