Settle up in the app you already use.
Fairloop keeps score and makes paying back easy. It never holds, moves or touches your money. Payments go straight between friends.
- 1
See the fewest payments
Fairloop simplifies the whole group’s debts into the smallest set of transfers. Six friends after a trip usually settle with a handful of payments, and every total stays exact.
Settle up screen - 2
Pay in the app you already use
Tap “Pay now” and Fairloop opens UPI, PayPal or Venmo with the amount and a note filled in. For a bank transfer, copy the details with a reference like FAIRLOOP-7HX.
Pay someone - 3
Or send a pay link
Friends without the app get a simple web page with their share, the breakdown and your preferred ways to get paid. They tap “I’ve paid” when it’s done.
Pay link · works in any browser - 4
Confirm and close the loop
You confirm the money landed, or log a part payment. The debt clears for everyone, with the record kept in the activity timeline.
Confirm a payment
Add the ways you like to be paid.
Save your handles once in Profile. Friends who owe you see them when they settle. Bank details are encrypted and shown in full only to people who owe you.
- UPIUPI ID, opens any UPI app
- PayPal.meYour PayPal.me link
- VenmoYour Venmo username
- Cash AppYour $cashtag
- RevolutYour Revolut link
- Bank transferIBAN, routing, sort code or IFSC
- Any linkAny payment link you use
- EuropeIBAN + BIC
- United StatesRouting + account number
- United KingdomSort code + account number
- IndiaAccount number + IFSC
What Fairloop never does
- No money heldFairloop has no wallet and no balance to top up.
- No card storageWe never ask for or keep your card details.
- No transfersEvery payment happens in your own app or bank.
- No surprise feesSettling up is free on every plan.
Questions about paying back?
Read how pay links, confirmations and part payments work.